REAL PEOPLE Home Loan

Do you want a home loan? or simply a home improvement loan. The Apply NOW for a  REAL PEOPLE Home Loan of up to R100,000.  Find out how to apply now.

What is REAL PEOPLE Home Loan?

A home improvement loan is a loan which is intended to finance your home improvement needs. This could be anything from adding an additional room, new kitchen fittings, new tiling, a new coat of paint, or even a new gate or fencing.

REAL PEOPLE Home Loan

Apply for a Home Improvement Loan from any REAL PEOPLE participating hardware and get a loan of between R1000 – R100 000.

Why should I choose it?

Our value of “sustain-ably improving lives” is at the core of everything that we do – from the products that we package for you, to the selection of the retailers with whom we have agreements with to make your dream of improving your home a reality. We partner with you on your journey through life. We are a purpose-led organisation that recognises the unique challenges and opportunities people face in their lives. We share our expertise to create brighter futures, through the responsible provision of financial services and products. We drive financial wellness, and are a platform for growth, sustainability and improvement.

Benefits

Our home improvement loan offers you great benefits:

  • Loans – from R1000 up to R100 000
  • Flexible repayment periods of up to 48 months
  • A quick and easy application process
  • Credit life insurance which covers you in case of death, disability and retrenchment
  • No deposit required

Convenience:

  • You choose where you want to purchase your home improvement materials from any one of our many participating stores countrywide
  • Once your loan is approved, your materials are delivered to your selected address and you can start enjoying the process of transforming your home into what you want it to be!

How does it Work?

Follow these 6 easy steps and make improving your home a reality:

Step 1:
You decide on what improvements you want to make to your home, for example, adding an additional room, new kitchen fittings, new tiling, a new coat of paint, or even a new gate or fencing

Step 2:
Visit www.forrealpeople.co.za and get pre-approved* for your loan

Step 3:
Once you are pre-approved for your loan, visit your nearest participating store OR you can apply for your loan from any one of our partner stores. Remember to take the following documents with you:

  • Valid SA ID (permanent or temporary) or driver’s license
  • Your most recent pay slip
  • 3 months bank statements (if you are self-employed)

Step 4:
Choose what you want to buy from one of our partner store

Step 5:
Your loan is processed while you wait and checks and approvals* are done in 1 day. Once your loan is approved, the money is paid directly to the hardware retailer (Store) in order to pay for the home improvement material that you have selected.

Step 6:
After receiving confirmation that the payment has been made, the consultant at the store will make arrangements with you to deliver your materials to your home.

To Qualify

Visit your nearest participating store today and ask about the Real People home improvement loan.

You can apply if you:

  • Are permanently employed, self-employed or employed under contract
  • Earn a salary of at least R2000 per month and have your salary electronically deposited into a bank account
  • Are between 18 and 64 years old

* All loan applications are subject to final credit approval. Terms and conditions apply.

To Apply

You can apply for your loan in any for REAL PEOPLE participating stores.

Remember to take the following documents with you:

  • Valid SA ID (permanent or temporary) or driver’s license
  • Your most recent pay slip
  • 3 months bank statements (if you are self employed)

PLEASE NOTE: All loan applications are subject to final credit approval. Terms and conditions apply.

Contacts

Telephone number: 0861 10 17 24

Email: helpdesk@realpeople.co.za

Fax: 086 772 2001

Compliance

Telephone number: 043 702 4600

Real People Assurance

Telephone number: 086 111 4803

Email: realinsurance@realpeople.co.za

OR for claims: realinsuranceclaims@realpeople.co.za

Fax: 086 623 4080

Real People Cellular

Telephone number: 086 111 2889

Email: mobilesupport@realpeople.co.za

REAL PEAOPLE home loan is the easiest way to home ownership and improvements, get it today!

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